Life Insurance: Life insurance is an effective way to help protect your family's lifestyle and future. Plus the cash value in a whole life insurance policy can be accessed to help you supplement your retirement income when your protection needs decrease.* This cash value can also be accessed for other major life events and can play an important part in business succession or charitable giving plans.*
Long-Term Care Insurance: Going through life may require a little help along the way. So if you're planning ahead, long-term care insurance may help protect you or a family member's future and help preserve the assets you've worked so hard to build.
Medicare Supplements: We have established relationships with multiple carriers to help you choose the right coverage for your medical and prescription drug insurance coverage needs.
Retirement Income: Preparing for retirement is easier with the help of the guaranteed^ lifetime income annuity products. You can select an immediate annuity that pays income right away, or a tax-deferred fixed annuity that allows you to set aside money until you need it1. Either way, you will be assured a steady, dependable source of income for life.
To learn more about the products and services we offer, please feel free to give us a call or request a free consultation. We'll be happy to answer all your questions.
*Accessing cash value will reduce the available cash surrender value and death benefit of the policy.
^Guarantees are backed by the claims-paying ability of the issuer.
1Early withdrawals may incur charges. In addition to paying income taxes that may be due, distributions from annuities before age 59 1/2 may also be subject to a 10% federal tax penalty.