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                          Disclosure

                          Trish Bauman is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of FL, MI, MN, MT, ND, NE, PA, SD, and TX. No insurance business may be conducted outside the states referenced.

                          Trish Bauman is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 1400 E Broadway Ave Ste 101, Bismarck, ND, 58501, 701-258-6644. In this regard, this communication is strictly intended for individuals residing in the states of FL, MN, MT, ND, NE, PA, and SD. No offers may be made or accepted from any resident outside the specific states referenced.

                          The Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals®, is recognized globally as the standard of excellence for life insurance sales performance in the insurance and financial services industry.

                          Ryan Speirs is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of FL, MN, MT, ND, NM, and SD. No insurance business may be conducted outside the states referenced.

                          Ryan Speirs is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 1400 E Broadway Ave Ste 101, Bismarck, ND, 58501, 701-333-8988. In this regard, this communication is strictly intended for individuals residing in the states of FL, MN, ND, PA, SD, and WY. No offers may be made or accepted from any resident outside the specific states referenced.

                          BAUMAN FINANCIAL is not owned or operated by NYLIFE Securities LLC or its affiliates.​

                          Neither BAUMAN FINANCIAL nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.​

                          For more information about NYLIFE Securities LLC and its investment professionals.

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